Unlimited 2% Cash Reward – Cardholders earn unlimited 2% Cash Reward for purchases without any categories or tracking restrictions to activate.
There are other cards that offer higher cashback rates in certain categories, which are worth it, but require more effort. In addition, in many cases, they are subject to caps and are restricted to purchases. Wells FargoActive® cards are perfect for those who still want easy-to-use cards that offer high rewards. You will quickly earn best-in-class flat rewards on your purchases.
$200 Cash Rewards Welcome Offer – New Wells FargoActive® cardholders can win a $200 Cash Rewards welcome offer to pay just $500 in their first three months. Not only is this a very competitive sign-up bonus for cards with no annual fees, it is also one of the things that distinguishes this Wells Fargo credit card from the other 2% back cards. We haven't yet come across another credit card with an unlimited 2% cash reward, which also has a sign-up bonus.
12 months 0% APR intro offer from account opening – New cardholders can enjoy 0% intro APR on both new purchases and eligible balance transfers for 12 months after account opening. (After that period, the go-to rate of 19.24%, 24.24%, or 29.24% of variable APR will be applied.) This is a great offer even when compared to the cards sold at 0% Intro APR. This means that this card will help you avoid interest in purchasing and balance your yearly transfer.
Please note that balance transfers must be made within the first 120 days to qualify for interest rate reductions and low balance transfer fees.
There is no annual fee – in many cases a high pay rate means a higher annual fee. It is not a Wells FargoActiveCash® card, but a $0 annual fee.
Mobile phone protection – A typical mobile phone price is hundreds of dollars, and it's a good idea to get some kind of insurance. With this Wells Fargo card, you can simply pay your phone bill with your card and incorporate phone protection up to $600. Coverage has a $25 deduction.